REFUND POLICY

REFUND POLICY

Last updated: October 8, 2026

This Refund Policy applies to digital products purchased through www.yoursecondchapterpath.com and offered under the brand The Thinking Monkey - Publishing, operated by an independent publisher under the pen name Red Far (“we,” “us,” or “our”).

Because our products are digital and may be delivered immediately after purchase, refund requests are handled according to the terms below and any rights provided by applicable law.

1. DIGITAL PRODUCTS

Our products are primarily digital products, including eBooks, workbooks, guides, exercises, checklists, bonus resources, and related downloadable materials.

The primary product currently offered is Your Second Chapter.

Once a digital product has been delivered or access has been provided, it cannot be physically returned.

2. REFUND REQUESTS

If you experience a problem with your purchase, please contact us as soon as possible.

Refund requests should include:

Your name
The email address used for the purchase
The product purchased
The date of purchase
A brief explanation of the issue

We may ask for additional information reasonably necessary to locate and review your order.

Refund requests should be sent to:

support@yoursecondchapterpath.com

3. TECHNICAL OR DELIVERY PROBLEMS

If you do not receive your digital product, receive an inaccessible or corrupted file, or experience another technical delivery issue, please contact us.

We will first make reasonable efforts to:

Restore access
Resend the product
Replace the affected file
Provide an alternative download or access method
Otherwise resolve the technical issue

A technical problem does not automatically require a refund if the purchased product can be successfully delivered or restored.

4. DUPLICATE PURCHASES

If you are accidentally charged more than once for the same product or place a duplicate order, please contact us.

Verified duplicate charges may be refunded to the original payment method.

5. INCORRECT OR UNAUTHORIZED CHARGES

If you believe a charge was made in error or without authorization, contact us promptly.

We may review the transaction and request information reasonably necessary to investigate the payment.

Nothing in this policy limits any rights you may have through your payment provider, card issuer, bank, or applicable law.

6. CHANGE OF MIND

Because digital products may be delivered immediately and may be downloaded or accessed after purchase, we do not automatically provide refunds solely because you change your mind after receiving access to the product.

This does not apply where:

Applicable law requires otherwise
A mandatory consumer right applies
A specific refund guarantee has been clearly stated before purchase

7. PRODUCT EXPECTATIONS

Before purchasing, please review the product description carefully.

A refund will not normally be granted solely because:

You expected content that was not promised
You did not use the product
You changed your personal goals
You later decided the product was not suitable for you
You did not complete the program
You did not achieve a particular result

Nothing in this section limits rights that cannot legally be waived.

8. RESULTS ARE NOT GUARANTEED

Your Second Chapter and its related materials are personal-development and self-reflection resources.

We do not guarantee specific results relating to:

Emotional wellbeing
Confidence
Relationships
Personal growth
Career or financial outcomes
Lifestyle changes
Reconciliation with a former partner
Any other personal outcome

Individual experiences and results vary and depend on many factors outside our control.

Lack of a specific result, by itself, does not establish that the product was defective or incorrectly delivered.

9. ORDER BUMPS, ADD-ONS, AND BUNDLES

Optional order bumps, add-ons, bundles, and additional digital products are subject to this Refund Policy unless a different refund condition is clearly stated before purchase.

This includes optional products such as the Premium Workbook.

If a refund is approved for only part of an order, the remaining purchased products may continue to be subject to their original purchase terms.

10. REFUND PROCESSING

If a refund is approved, it will generally be returned to the original payment method used for the purchase.

Processing times may vary depending on the payment provider, bank, or card issuer.

Once a refund has been initiated, we do not control how quickly the financial institution posts the funds to your account.

11. ABUSE OF REFUND POLICY

To the extent permitted by applicable law, we reserve the right to deny refund requests that reasonably appear fraudulent, abusive, repetitive, or intended to obtain digital products without legitimate payment.

This may include situations involving:

Repeated purchases followed by refund requests
Unauthorized redistribution of purchased materials
Misuse of download links
Fraudulent payment activity

Nothing in this section overrides mandatory consumer rights.

12. CHARGEBACKS

If you believe there is a problem with your order, please contact us first so that we have an opportunity to investigate and resolve the issue.

Contact:

support@yoursecondchapterpath.com

Nothing in this policy prevents you from exercising lawful rights available through your bank, card issuer, payment provider, or consumer-protection laws.

13. CONSUMER RIGHTS

This Refund Policy does not exclude, restrict, or override any consumer rights that cannot legally be waived.

Depending on where you live, you may have additional statutory rights regarding digital purchases.

Where applicable law grants stronger rights than those described in this policy, the applicable law will control.

14. CHANGES TO THIS POLICY

We may update this Refund Policy from time to time.

The version generally applicable to a purchase is the version in effect when the purchase was completed, except where a change is required by law.

The “Last updated” date at the top of this page indicates the most recent revision.

15. CONTACT

Your Second Chapter is published under the brand:

The Thinking Monkey - Publishing
Operated by an independent publisher under the pen name Red Far

Website: www.yoursecondchapterpath.com
Email: support@yoursecondchapterpath.com

For refund, order, payment, product-access, or customer-service inquiries, contact us at the email address above.